Privacy-first NZ bank spending analysis

Know where
your money
actually goes

Export your bank statement from ANZ, ASB, Kiwibank, Westpac, BNZ, or Wise and drop it here. Get instant category breakdowns, spending trends, and full control over how transactions are classified. No bank login required.

Account None required
Bank credentials Never needed
Categories 360+ patterns
Spending Analytics overview dashboard — summary cards, category breakdown, and spending trends

Start here

Drop your statement and go

Upload one or more bank exports. Your dashboard is ready in seconds.

↑

Drop your bank statement here

ANZ · ASB · Kiwibank · Westpac · BNZ · Wise · combine multiple files

4-step process

Statement in, clarity out

No signup required, no API keys, no bank connections. Sign in to keep your data across sessions, or stay anonymous.

1

Export your statement

Go to your online banking (ANZ, ASB, Kiwibank, Westpac, BNZ, or Wise) and download your transaction export.

2

Drop it here

Drag the file into the upload zone. The parser auto-detects your bank format.

3

Review categories

360+ merchant patterns categorise your spending. Override anything that doesn't look right.

4

Understand your flow

Summary cards, doughnut charts, monthly trends, and a full transaction ledger, updated as you filter.

What you get

Built for real transactions

It reads your actual bank data and shows you what's happening, instead of asking you to fill in a budgeting template.

Auto-categorisation

360+ merchant patterns map Countdown to Groceries, Z Energy to Fuel, and Uber to Transport before the page finishes loading.

Inline overrides

Click any category chip to reassign it. Your override sticks for all matching transactions.

Date-range filtering

Narrow the dashboard to any window. Summary cards, charts, and the ledger all respond live.

Multi-upload merging

Upload files from any supported bank into the same session. Transactions merge and deduplicate.

Review queue

Uncategorised transactions surface in a dedicated queue. Fix them one-by-one or in bulk.

Your money data
stays yours

We never ask for bank credentials and we don't sell your data. Sign-in, hosting, and payments go through the providers named in the Privacy Policy. Stay anonymous, or sign in to keep your data. Wipe your uploads any time.

Storage Anonymous or signed-in session
Bank credentials Never requested
Third parties No advertisers or brokers
Cleanup Wipe your data in the app

NZ bank support

Built for New Zealand

Parsers are written specifically for NZ bank CSV formats. All five major NZ banks supported, plus Wise.

ANZ

Supported

Reads every transaction type ANZ exports.

ASB

Supported

The parser handles ASB's extra header rows automatically.

Kiwibank

Supported

Full parsing with other-party details and international transfers.

Westpac

Supported

Bill payments, direct credits, and all transaction types parsed.

BNZ

Supported

Both deposit and credit card CSV formats supported.

Wise

Supported

NZD balance statements, including card spends, top-ups, and conversions.

Your bank?

Coming soon

More NZ banks on the way. Let us know which one you need.

From people who tried it

Spending, finally legible

Found $40/month of subscriptions I'd completely forgotten about. Took about ten seconds to see it.
Sam ASB
My dining spend was double what I'd guessed. Seeing it broken out by category was genuinely eye-opening.
Mere Kiwibank
I didn't have to hand over my bank login to anyone. Just exported the CSV and dropped it in.
Josh ANZ
Ready?

Drop a statement,
see everything

No account required. Sign in to save your data across sessions. Upload your bank statement and get a full spending dashboard in under 10 seconds.