Privacy-first NZ bank spending analysis

Know where
your money
actually goes

Export your bank statement from ANZ, ASB, Kiwibank, Westpac, BNZ, or Wise and drop it here. Get instant category breakdowns, spending trends, and full control over how transactions are classified. No bank login required. See how to export your statement, or view pricing.

See how it works
Data storage No account required
Bank credentials Never needed
Categories 360+ patterns
Total spent $2,847.35 Transfers excluded
Total received $4,095.00
Net cash flow +$1,247.65
Spending breakdown 8 categories
Total $2,847
Groceries $624
Dining $413
Transport $289
Fuel $189
Subscriptions $135
Total spending $2,847.35
Daily spending
Monthly Weekly Daily
Mon
Tue
Wed
Thu
Fri
Sat
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Start here

Drop your statement and go

Upload one or more bank exports. Your dashboard appears instantly.

↑

Drop your bank statement here

ANZ · ASB · Kiwibank · Westpac · BNZ · combine multiple files

4-step process

Statement in, clarity out

No signup required, no API keys, no bank connections. Sign in to keep your data across sessions — or stay anonymous.

1

Export your statement

Go to your online banking (ANZ, ASB, Kiwibank, Westpac, or BNZ) and download your transaction export.

2

Drop it here

Drag the file into the upload zone. The parser auto-detects your bank format.

3

Review categories

360+ merchant patterns categorize your spending. Override anything that doesn't look right.

4

Understand your flow

Summary cards, doughnut charts, monthly trends, and a full transaction ledger — all instant.

What you get

Built for real transactions

Not a budgeting template. A tool that reads your actual bank data and shows you what's happening.

Auto-categorization

360+ merchant patterns map Countdown to Groceries, Z Energy to Fuel, Uber to Transport. Instantly.

Inline overrides

Click any category chip to reassign it. Your override sticks for all matching transactions.

Date-range filtering

Narrow the dashboard to any window. Summary cards, charts, and the ledger all respond live.

Multi-upload merging

Upload files from any supported bank into the same session. Transactions merge and deduplicate.

Review queue

Uncategorized transactions surface in a dedicated queue. Fix them one-by-one or in bulk.

Your money data
stays yours

No bank credentials. No third-party APIs. Optionally sign in to persist your data — or use an anonymous session. No personal info shared. Clear everything with one click.

Storage Anonymous or signed-in session
Bank credentials Never requested
Third parties Zero data sharing
Cleanup One-click session clear

NZ bank support

Built for New Zealand

Parsers are written specifically for NZ bank CSV formats. All five major banks supported.

ANZ

Supported

Full CSV parsing with transaction type detection.

ASB

Supported

6-line header auto-detected and parsed correctly.

Kiwibank

Supported

Full parsing with other-party details and international transfers.

Westpac

Supported

Bill payments, direct credits, and all transaction types parsed.

BNZ

Supported

Both deposit and credit card CSV formats supported.

Your bank?

Coming soon

More NZ banks on the way. Let us know which one you need.

Ready?

Drop a statement,
see everything

No account required. Sign in to save your data across sessions. Upload your bank statement and get a full spending dashboard in under 10 seconds.