No credit card required. Each tier includes everything from the previous one.
Get started in seconds. No account needed.
Keep your data across sessions.
Unlimited history. More coming soon.
Feature comparison
| Feature | Free | Personal | Pro |
|---|---|---|---|
| Transaction history | 1 months | 3 months | Unlimited |
| Auto-categorisation | |||
| Spending charts | |||
| All five major NZ banks + Wise | |||
| Category overrides | Session only | Saved permanently | Saved permanently |
| Data persistence | Session only | Cross-session | Cross-session |
| Multi-device access | |||
| Priority support | |||
| Custom categories | |||
| Insights (bills & subscriptions, spending pace, spikes, big purchases) | |||
| Open Banking sync (in testing) | Soon |
Questions
No. The free tier is completely anonymous: drop a CSV and go. Your uploads are stored on our servers and tied to a session cookie.
ANZ, ASB, Kiwibank, Westpac, BNZ, and Wise. CSV exports work for all of them.
No. A CSV never needs it, and Open Banking won't either.
Not yet. Open Banking sync is in testing and will come to Pro. Until then, upload a CSV export from your bank.
On the free tier, your data is gone. On Personal and Pro, sign back in and everything is still there.
Yes. When you sign in, your anonymous session data migrates to your account automatically.
The limit is based on how far back your transactions go, not the number of transactions. 1 months means any transactions within the last 30 days.
Cancel any time from the Stripe billing portal in the app. Pro stays active until the end of the current billing period. We refund the first payment in full if you ask within 7 days. After that, email support@tallio.co.nz.